INSURANCEDUE DILIGENCE

Who actually reads their insurance policy until its too late?

Your insurance policy specifies what you are covered for and what you are not. The policy will state the terms and conditions your insurer has accepted the risk and specifies any warranties you are expected to comply to. Failure to comply could lead to insurers declining your claim.

Ask yourself these questions:

What do you expect your insurance policy to do for you when you make a claim?

Does your policy actually cover the risks you want it to?

  • Is your business compliant with the warranties of your insurance policy?
  • Do you understand all the terms, conditions and exclusions?
  • Does your business description actually reflect the activities of your business?
  • Does your policy actually cover the risks you want it to?
  • How do you know your policy will actually perform when you want to make a claim?

By providing a truly independent audit of your insurance cover we will make sure that you are aware of what is and more importantly, what is not covered.

  • We carry out a review of your business operation
  • We talk to you about your views to risk
  • We compare your existing arrangements against our findings
  • We provide a full independent report
  • We will prepare a tender document for your future insurance requirements base on what you want insured

We also provide Insurance Due Diligence services for companies prior to acquisition or merger. Although you will have carried out due diligence on the company and its  financial status, but what about the risk management and insurance programme?

Our insurance due diligence report will provide you with all the information you require to discover any latent problems and allow for a seamless transition to your own coverage.

We are not brokers or agents and do not sell insurance. We do have over 25 years of commercial insurance and risk management experience working with SMEs to plcs.

We provide independent advice and are happy to liaise with your broker to arrange your cover as you require it.

Contact us now and find out how we can help you plan to continue for when the unexpected happens